{"id":64971,"date":"2023-08-09T01:00:52","date_gmt":"2023-08-08T23:00:52","guid":{"rendered":"https:\/\/lightweb.dev\/l\/svm-temp\/?p=64971"},"modified":"2023-08-09T10:16:14","modified_gmt":"2023-08-09T08:16:14","slug":"skatt-juridik-kopprocessen-i-spanien","status":"publish","type":"post","link":"https:\/\/lightweb.dev\/l\/svm-temp\/artiklar\/skatt-juridik-kopprocessen-i-spanien\/","title":{"rendered":"Skatt & Juridik: K\u00f6pprocessen i Spanien"},"content":{"rendered":"
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I fo\u0308rra numret tittade vi lite pa\u030a hur det ga\u030ar till att ko\u0308pa en fastighet i Spanien och varfo\u0308r det a\u0308r viktigt att ha ett juridiskt ombud.<\/strong><\/p>\n

Vi har fa\u030att ma\u030anga fra\u030agor om hur processen ser ut mer konkret i praktiken.<\/strong><\/p>\n

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Av Jessica Kamph
GONVEL & KAMPH
spanska advokater och skatter\u00e5dgivare info@gonvelkamph.net \u00b7 www.gonvelkamph.net<\/p><\/div>\n

NIE-nummer<\/h2>\n

En av de fo\u0308rsta punkter som beho\u0308ver fo\u0308rberedas om du avser att ko\u0308pa fastighet i Spanien a\u0308r att anso\u0308ka om ett spanskt skattenummer, s.k. NIE-nummer. Anso\u0308kan go\u0308rs hos polisen i den kommun da\u0308r du avser att ko\u0308pa fastigheten eller kan ocksa\u030a go\u0308ras hos spanska ambassaden i Stockholm. Ditt ombud brukar ocksa\u030a kunna hja\u0308lpa till med anso\u0308kan genom en notariserad fullmakt.<\/p>\n

Reservationsavtal<\/h2>\n

Na\u0308r ko\u0308paren och sa\u0308ljare a\u0308r o\u0308verens brukar parterna skriva pa\u030a ett reservationsavtal och en reservationsavgift betalas in, vilket oftast go\u0308rs till ma\u0308klaren. Fastigheten tas da\u030a bort fra\u030an marknaden och ko\u0308paren fa\u030ar en viss tid pa\u030a sig att go\u0308ra sina inledande kontroller, normalt handlar det om 2\u20133 veckor.<\/p>\n

Juridiska kontroller<\/h2>\n

Ko\u0308parens ombud kontrollerar sa\u0308ljarens lagfart, att registrerade uppgifter sta\u0308mmer med den information som sa\u0308ljaren la\u0308mnat, att alla tillsta\u030and a\u0308r i sin ordning, inga skulder eller belastningar finns pa\u030a fastigheten och inte heller hos el- och vattenverken, samfa\u0308llighetsfo\u0308reningen (Comunidad de Propietarios) m.m.<\/p>\n

Det a\u0308r ocksa\u030a viktigt att i detta stadie ga\u030a igenom med ditt ombud om hur du ta\u0308nkt dig att a\u0308garbilden skall se ut \u2013 om du ska ko\u0308pa fastigheten sja\u0308lv eller om du a\u0308r gift, om ni i sa\u030a fall har a\u0308ktenskapsfo\u0308rord, o.s.v.<\/p>\n

Om du har fo\u0308r avsikt att ta ett hypoteksla\u030an a\u0308r det viktigt att planera detta i god tid och informera ditt ombud fo\u0308r att fa\u030a fram alla handlingar som kra\u0308vs. Det a\u0308r viktigt att ha tidsaspekten klar med din bank innan det privata ko\u0308peavtalet skrivs under sa\u030a att ni vet att ni hinner fa\u030a allt klart med la\u030anet till tilltra\u0308desdagen.<\/p>\n<\/div>\n

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Privat ko\u0308pekontrakt<\/h2>\n

Efter den juridiska genomga\u030angen uppra\u0308ttar ombuden ett ko\u0308peavtal baserat pa\u030a fo\u0308rutsa\u0308ttningarna i det enskilda fallet; pris, tilltra\u0308desdag, ev. sa\u0308rskilda villkor m.m. Handpenning betalas i samband med undertecknandet av avtalet, normalt 10 % na\u0308r det ga\u0308ller begagnade fastigheter, vid nybyggnationer kan flera delbetalningar go\u0308ras under byggnationens ga\u030ang. Ko\u0308per man en nyproducerad fastighet pa\u030a ritning ga\u0308ller vissa sa\u0308rskilda besta\u0308mmelser med skydd fo\u0308r konsumenter och det a\u0308r sa\u0308rskilt viktigt att kontrollera att sa\u0308ljaren fo\u0308ljer dessa, har alla tillsta\u030and i ordning samt la\u0308mnar fullgoda garantier fo\u0308r betalningar som go\u0308rs under byggnationens ga\u030ang.<\/p>\n

Tilltra\u0308de och officiellt ko\u0308peavtal<\/h2>\n

Tilltra\u0308de sker i samband med signering av det \u201dofficiella\u201d ko\u0308peavtalet, escritura de compraventa, info\u0308r notarius publicus mot full betalning, normalt genom spansk bankcheck (postva\u0308xel).<\/p>\n

Ba\u030ade ko\u0308paren och sa\u0308ljare ma\u030aste na\u0308rvara personligen, eller genom att ha la\u0308mnat fullmakt till sina ombud.<\/p>\n

I samband med notariebeso\u0308ket fa\u030ar ko\u0308paren nycklarna till fastigheten.<\/p>\n<\/div>\n

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Registrering<\/h2>\n

Ditt ombud hja\u0308lper dig vanligtvis efter till- tra\u0308det att registrera ko\u0308pet, teckna avtal fo\u0308r
\nel och vatten, samfa\u0308llighetsfo\u0308reningen, la\u0308gga kommunala skatter pa\u030a autogiro osv. Om du inte har ett spanskt bankkonto kan ditt ombud hja\u0308lpa dig att o\u0308ppna ett.<\/p>\n

Det a\u0308r notariehandlingen som ligger till grund fo\u0308r registrering av lagfart. I samband med registreringen i fastighetsregistret ma\u030aste man betala alla lagfartskostnader. Normalt tar hela registreringsprocessen ca 2-3 ma\u030anader.<\/p>\n

Kostnader<\/h2>\n

Omkostnader vid ko\u0308p av fastigheter i Andalusien a\u0308r fo\u0308ljande:
\n\u2022 Begagnade bosta\u0308der: Transferskatt 7 % pa\u030a ko\u0308peskillingen.
\n\u2022 Nyproducerade bosta\u0308der: Moms 10 % + sta\u0308mpelskatt 1,2 %.
\n\u2022 Avgift till notarien och fastighetsregistret ca 1 %.
\n\u2022 Arvode till ditt juridiska ombud.<\/p>\n

I runda tal kan man ra\u0308kna med totala omkostnader pa\u030a ca 10 % fo\u0308r begagnade bosta\u0308der och 13\u201314 % fo\u0308r nyproducerade bosta\u0308der.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

I fo\u0308rra numret tittade vi lite pa\u030a hur det ga\u030ar till att ko\u0308pa en fastighet i Spanien och varfo\u0308r det a\u0308r viktigt att ha ett juridiskt ombud. Vi har fa\u030att ma\u030anga fra\u030agor om hur processen ser ut mer konkret i praktiken.<\/p>\n","protected":false},"author":8,"featured_media":58382,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[4,60],"tags":[],"class_list":["post-64971","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artiklar","category-info-juridik"],"yoast_head":"\nSkatt & Juridik: K\u00f6pprocessen i Spanien - Svenska Magasinet<\/title>\n<meta name=\"description\" content=\"I fo\u0308rra numret tittade vi lite pa\u030a hur det ga\u030ar till att ko\u0308pa en fastighet i Spanien och varfo\u0308r det a\u0308r viktigt att ha ett juridiskt ombud. 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