{"id":69104,"date":"2024-01-18T16:06:11","date_gmt":"2024-01-18T15:06:11","guid":{"rendered":"https:\/\/lightweb.dev\/l\/svm-temp\/?p=69104"},"modified":"2024-01-18T16:06:11","modified_gmt":"2024-01-18T15:06:11","slug":"sa-investerar-spanska-smasparare","status":"publish","type":"post","link":"https:\/\/lightweb.dev\/l\/svm-temp\/nyheter\/sa-investerar-spanska-smasparare\/","title":{"rendered":"S\u00e5 investerar spanska sm\u00e5sparare"},"content":{"rendered":"

De flesta spanska familjeinvesterare satsar sina pengar p\u00e5 bost\u00e4der.<\/strong><\/p>\n

Intresset f\u00f6r aktiemarknaden \u00e4r mycket l\u00e5gt.\u00a0<\/strong><\/p>\n

Historiskt sett har enskilda sparare i Spanien h\u00e5llit sig undan fr\u00e5n aktiemarknaden. Och s\u00e5 \u00e4ven nu.\u00a0\u00a0<\/span><\/p>\n

F\u00f6rra veckan sl\u00e4ppte den spanska centralbanken statistik \u00f6ver landets familjers ekonomiska struktur. D\u00e4r kan man se att en tredjedel av deras investeringar finns i bankl\u00e5n, 15 procent i investeringsfonder och endast 4,4 procent i aktier.\u00a0<\/span><\/p>\n

Om man r\u00e4knar bort mindre investerares innehav i T<\/span>elef\u00f3nica, Repsol, Iberdrola, Santander och BBVA blir deras aktie\u00e4gande f\u00f6rsvinnande litet.\u00a0<\/span><\/p>\n

Spanjorerna gillar att investera i bost\u00e4der och att ha pengar p\u00e5 banken. Jos\u00e9 Luis Manrique, chef f\u00f6r studier vid Inverco Observatory, f\u00f6rklarar att ”ett av s\u00e4rdragen hos den spanska spararen n\u00e4r det g\u00e4ller investeringar har historiskt sett varit deras kortsiktiga vision om investeringar”.<\/span><\/p>\n

Han tror d\u00e4rf\u00f6r att den genomsnittlige spanska spararen \u00e4r extra f\u00f6rsiktig i tider som dessa n\u00e4r r\u00e4ntorna \u00e4r h\u00f6ga och f\u00f6redrar kortsiktiga investeringar med avkastning efter max ett \u00e5r.<\/span><\/p>\n

Prioriterar bost\u00e4der<\/span><\/h2>\n

Bost\u00e4der \u00e4r det som attraherar spanska sparare mest av allt. Att satsa sina pengar p\u00e5 bost\u00e4der har l\u00e4nge varit spanjorernas f\u00f6rstaval. Enligt flera olika k\u00e4llor f\u00f6redrar sju av tio spanska investerare detta alternativ \u00f6ver alla andra.<\/span><\/p>\n

\u00c4ven om bost\u00e4der \u00e4r det mest popul\u00e4ra alternativet har investeringsviljan minskat p\u00e5 grund av de \u00f6kade r\u00e4ntorna. P\u00e5 bara 18 m\u00e5nader har de stigit fr\u00e5n 0 procent till 4,5. Detta g\u00e4ller oavsett om bost\u00e4derna k\u00f6ps som en framtida investering eller f\u00f6r att hyras ut f\u00f6r avkastning p\u00e5 kort eller medell\u00e5ng sikt.\u00a0<\/span><\/p>\n

Enligt Asufin, en association f\u00f6r att skydda spanska investerare, b\u00f6r man vara f\u00f6rsiktig n\u00e4r man satsar pengar inom bost\u00e4der d\u00e5 de \u00e4r en ”icke-likvid tillg\u00e5ng som inte ger pengar hela tiden\u201d.\u00a0<\/span><\/p>\n

Den genomsnittlige profilen f\u00f6r att investera i bost\u00e4der \u00e4r en person mellan 40 och 45 \u00e5r. De \u00e4ger redan en bostad och har en h\u00f6g familjeinkomst.\u00a0<\/span><\/p>\n

R\u00e4dsla f\u00f6r aktier<\/span><\/h3>\n

F\u00f6rra veckan st\u00f6rtd\u00f6k aktien hos det spanska l\u00e4kemedelsf\u00f6retaget Grifols. Javier Niederleytner, professor i aktiemarknad och finansmarknader vid IEB, tror att det kommer att p\u00e5verka spanska aktiemarknadsinvesteringar negativt. Redan innan Grifolskraschen menade han att spanjorerna h\u00e5ller sig undan aktiemarknaden p\u00e5 grund av \u201cokunskap och riskaversion\u201d.\u00a0<\/span><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

De flesta spanska familjeinvesterare satsar sina pengar p\u00e5 bost\u00e4der. Intresset f\u00f6r aktiemarknaden \u00e4r mycket l\u00e5gt.\u00a0<\/p>\n","protected":false},"author":14,"featured_media":24835,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[351,3],"tags":[],"class_list":["post-69104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-nyheter","category-nyheter"],"yoast_head":"\nS\u00e5 investerar spanska sm\u00e5sparare - Svenska Magasinet<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S\u00e5 investerar spanska sm\u00e5sparare\" \/>\n<meta property=\"og:description\" content=\"De flesta spanska familjeinvesterare satsar sina pengar p\u00e5 bost\u00e4der. 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