{"id":72094,"date":"2024-05-21T15:29:28","date_gmt":"2024-05-21T13:29:28","guid":{"rendered":"https:\/\/lightweb.dev\/l\/svm-temp\/?p=72094"},"modified":"2024-05-21T15:29:28","modified_gmt":"2024-05-21T13:29:28","slug":"svensk-utlandsforsakring-informerar","status":"publish","type":"post","link":"https:\/\/lightweb.dev\/l\/svm-temp\/artiklar\/svensk-utlandsforsakring-informerar\/","title":{"rendered":"Svensk Utlandsf\u00f6rs\u00e4kring informerar"},"content":{"rendered":"

Med en f\u00f6rs\u00e4kring fr\u00e5n Svensk Utlandsf\u00f6rs\u00e4kring med kontor i Pite\u00e5, Norrbotten f\u00e5r du som kund b\u00e5de kundservice, skadeservice och alla f\u00f6rs\u00e4kringsdokument fullt ut p\u00e5 svenska och spanska. F\u00f6rs\u00e4kringens villkor \u00e4r anpassade f\u00f6r dig som bor i Sverige och som \u00e4ger en semesterbostad i Spanien. Nedan kan du ta del av de tips och viktiga insikter som Svensk Utlandsf\u00f6rs\u00e4kring tycker \u00e4r s\u00e4rskilt viktiga att belysa.<\/span><\/strong><\/p>\n

 <\/p>\n

M\u00e5nga svenskar har d\u00e5lig koll p\u00e5 hur deras spanska f\u00f6rs\u00e4kring t\u00e4cker<\/b><\/span><\/p>\n

\u2013 Vid skapandet av produkten och dess villkor blev det tydligt att n\u00e5gra av de mest grundl\u00e4ggande situationerna som man som kund vill skydda sig mot inte alltid t\u00e4cker hos de spanska bolagen, tex skydd f\u00f6r inbrott eller ockupation \u2013 en del spanska bolag begr\u00e4nsar skyddet i f\u00f6rs\u00e4kringen om bostaden l\u00e4mnas obebodd i mer \u00e4n 30 dagar, n\u00e5got som de flesta svenskar med semesterbostad i Spanien faktiskt g\u00f6r, detta \u00e4r n\u00e5got som m\u00e5nga svenskar helt missar vilket jag kan f\u00f6rst\u00e5 med den spr\u00e5kutmaning som ett villkor p\u00e5 fr\u00e4mmande spr\u00e5k kan skapa, s\u00e4ger Roger Holmgren, VD p\u00e5 Varsam F\u00f6rs\u00e4kring. I f\u00f6rs\u00e4kringen som Svensk Utlandsf\u00f6rs\u00e4kring erbjuder s\u00e5 finns inte samma begr\u00e4nsning vilket passar m\u00e5nga svenskars behov b\u00e4ttre.<\/span><\/p>\n

Med h\u00f6g inflation \u00e4r det extra viktigt att ditt f\u00f6rs\u00e4kringsbelopp \u00e4r korrekt\u00a0<\/span><\/b><\/span><\/p>\n

M\u00e5nga svenskar blir f\u00f6rv\u00e5nade n\u00e4r de blir upplysta om hur f\u00f6rs\u00e4kringsbeloppet f\u00f6r en bostad fungerar i Spanien, m\u00e5nga har helt enkelt missf\u00f6rst\u00e5tt vad detta belopp ska r\u00e4cka till. H\u00e4r finns det en stor skillnad mot hur en svensk byggnadsf\u00f6rs\u00e4kring fungerar d\u00e4r begreppet fullv\u00e4rde oftast anv\u00e4nds. Ett f\u00f6r l\u00e5gt satt belopp f\u00f6r den f\u00f6rs\u00e4krade bostaden kan i v\u00e4rsta fall f\u00e5 katastrofala konsekvenser f\u00f6r f\u00f6rs\u00e4kringstagaren.<\/span><\/p>\n

\u2013 Vi konstaterar att m\u00e5nga av de vi f\u00e5r prata med oftast har d\u00e5lig koll och ofta f\u00f6r l\u00e5gt satta belopp i sin f\u00f6rs\u00e4kring, m\u00e5nga har inte justerat sitt belopp p\u00e5 flera \u00e5r. Vi f\u00f6resl\u00e5r alltid att \u00e4garen av en semesterbostad i Spanien kontrollerar sina f\u00f6rs\u00e4kringsbelopp och helst kopplar dem till spanskt konsumentprisindex, n\u00e5got som vi alltid erbjuder v\u00e5ra kunder s\u00e4ger Roger.<\/span><\/p>\n

F\u00f6rebygg vattenskada i din semesterbostad<\/b><\/span><\/p>\n

Vattenskador \u00e4r den skada som \u00e4r vanligast att drabbas av som bostads\u00e4gare i Spanien, d\u00e4rf\u00f6r vill vi tipsa att alltid sl\u00e5 av inkommande vatten i din bostad n\u00e4r du l\u00e4mnar den obebodd, (om detta \u00e4r m\u00f6jligt).\u00a0<\/span><\/span><\/p>\n

Vi rekommenderar \u00e4ven svenskar som \u00e4ger en semesterbostad att k\u00f6pa en vattenfelsbrytare. D\u00e5 kan man verkligen k\u00e4nna sig trygg och slippa \u00f6verraskas av en vattenskada n\u00e4r man reser ner till sin semesterbostad. \u00c4ven ett litet l\u00e4ckage blir en stor vattenskada \u00f6ver tid.<\/span><\/p>\n

\u2013 Vi samarbetar med ett f\u00f6retag som tillverkar och s\u00e4ljer en v<\/span>attenfelsbrytare som helt enkelt k\u00e4nner av om ett litet l\u00e4ckage uppst\u00e5r, d\u00e5 bryter den p\u00e5 en g\u00e5ng inkommande vatten och minimerar skadan till endast en eller ett par droppar vatten. Den notifierar d\u00e5 \u00e4ven kunden via SMS s\u00e5 att man kan f\u00e5 denna information \u00e4ven om man \u00e4r hemma i Sverige. Denna produkt f\u00e5r man m\u00f6jlighet att k\u00f6pa till ett kraftigt rabatterat pris av oss och d\u00e5 f\u00e5r man dessutom en \u00e5rlig rabatt p\u00e5 sin f\u00f6rs\u00e4kring, s\u00e4ger Roger.<\/p>\n

Varsam F\u00f6rs\u00e4kring erbjuder sina kunder en exklusiv resef\u00f6rs\u00e4kring<\/b><\/span><\/p>\n

Via svenskens vanliga hemf\u00f6rs\u00e4kring har man som konsument oftast 45 eller 60 dagars reseskydd, \u00e4r man utomlands l\u00e4ngre \u00e4n s\u00e5 beh\u00f6ver man fr\u00e5n dag 46 eller 61 sj\u00e4lv k\u00f6pa en frist\u00e5ende resef\u00f6rs\u00e4kring. Dessa \u00e4r oftast mycket kostsamma och d\u00e4rf\u00f6r har Varsam tagit fram en unik resef\u00f6rs\u00e4kring som bara f\u00e5r tecknas av befintliga kunder.\u00a0<\/span><\/span><\/p>\n

\"\"<\/p>\n

D\u00e5 kan man som kund med sin hemf\u00f6rs\u00e4kring hos Varsam vara utomlands i totalt 90 dagar, till en kostnad som \u00e4r l\u00e5ngt under konkurrenternas, s\u00e4rskilt f\u00f6r hush\u00e5ll med fler \u00e4n tv\u00e5 personer i.<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

Byte av f\u00f6rs\u00e4kringsbolag \u2013 andra regler g\u00e4ller i Spanien j\u00e4mf\u00f6rt med i Sverige<\/b><\/span><\/p>\n

I Sverige \u00e4r vi van att kunna byta f\u00f6rs\u00e4kringsbolag senast p\u00e5 f\u00f6rfallodagen, i Spanien g\u00e4ller andra regler \u2013 d\u00e4r kr\u00e4vs det att du meddelar ditt spanska bolag senast 30 dagar f\u00f6re f\u00f6rfallodagen. \u00d6nskar du f\u00e5 fler tips eller f\u00e5 en genomg\u00e5ng av din befintliga f\u00f6rs\u00e4kring, ring Svensk Utlandsf\u00f6rs\u00e4kring\u00a0<\/span><\/span><\/p>\n

s\u00e5 hj\u00e4lper vi till.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Med en f\u00f6rs\u00e4kring fr\u00e5n Svensk Utlandsf\u00f6rs\u00e4kring med kontor i Pite\u00e5, Norrbotten f\u00e5r du som kund b\u00e5de kundservice, skadeservice och alla f\u00f6rs\u00e4kringsdokument fullt ut p\u00e5 svenska och spanska. F\u00f6rs\u00e4kringens villkor \u00e4r anpassade f\u00f6r dig som bor i Sverige och som \u00e4ger en semesterbostad i Spanien. Nedan kan du ta del av de tips och viktiga insikter […]<\/p>\n","protected":false},"author":8,"featured_media":72100,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[396,4],"tags":[],"class_list":["post-72094","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arkiv-artiklar","category-artiklar"],"yoast_head":"\nSvensk Utlandsf\u00f6rs\u00e4kring informerar - Svenska Magasinet<\/title>\n<meta name=\"description\" content=\"Med en f\u00f6rs\u00e4kring fr\u00e5n Svensk Utlandsf\u00f6rs\u00e4kring med kontor i Pite\u00e5....\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Svensk Utlandsf\u00f6rs\u00e4kring informerar\" \/>\n<meta property=\"og:description\" content=\"Med en f\u00f6rs\u00e4kring fr\u00e5n Svensk Utlandsf\u00f6rs\u00e4kring med kontor i Pite\u00e5....\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lightweb.dev\/l\/svm-temp\/artiklar\/svensk-utlandsforsakring-informerar\/\" \/>\n<meta property=\"og:site_name\" content=\"Svenska Magasinet\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/svenskamagasinet\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-21T13:29:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lightweb.dev\/l\/svm-temp\/wp-content\/uploads\/2024\/05\/close-up-beautiful-woman-luxury-travel-house-Freepik-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Redaktionen SvM\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@SvenskaMagasine\" \/>\n<meta name=\"twitter:site\" content=\"@SvenskaMagasine\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/artiklar\\\/svensk-utlandsforsakring-informerar\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/artiklar\\\/svensk-utlandsforsakring-informerar\\\/\"},\"author\":{\"name\":\"Redaktionen SvM\",\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/#\\\/schema\\\/person\\\/206a3bda5b607b0c25e1749191e4d837\"},\"headline\":\"Svensk Utlandsf\u00f6rs\u00e4kring informerar\",\"datePublished\":\"2024-05-21T13:29:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/artiklar\\\/svensk-utlandsforsakring-informerar\\\/\"},\"wordCount\":811,\"publisher\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/artiklar\\\/svensk-utlandsforsakring-informerar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/close-up-beautiful-woman-luxury-travel-house-Freepik-scaled.jpg\",\"articleSection\":[\"Arkiv\",\"Artiklar\"],\"inLanguage\":\"sv-SE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/artiklar\\\/svensk-utlandsforsakring-informerar\\\/\",\"url\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/artiklar\\\/svensk-utlandsforsakring-informerar\\\/\",\"name\":\"Svensk Utlandsf\u00f6rs\u00e4kring informerar - 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