{"id":83832,"date":"2025-08-07T16:30:39","date_gmt":"2025-08-07T14:30:39","guid":{"rendered":"https:\/\/lightweb.dev\/l\/svm-temp\/?p=83832"},"modified":"2025-08-07T16:30:39","modified_gmt":"2025-08-07T14:30:39","slug":"kontanthandeln-minskar-i-spanien","status":"publish","type":"post","link":"https:\/\/lightweb.dev\/l\/svm-temp\/nyheter\/kontanthandeln-minskar-i-spanien\/","title":{"rendered":"Kontanthandeln minskar i Spanien"},"content":{"rendered":"

Allt fler spanjorer v\u00e4ljer att betala med kort eller mobilen.\u00a0<\/strong><\/p>\n

\u00c4ven n\u00e4r det g\u00e4ller mindre k\u00f6p.\u00a0<\/strong><\/p>\n

Det blir allt vanligare f\u00f6r spanjorerna att v\u00e4lja kort eller Bizum (spanska Swish) f\u00f6re kontanter \u00e4ven vid mindre betalningar som ett k\u00f6p av en limpa br\u00f6d eller en dryck vid stranden. Uppgifter fr\u00e5n Banco de Espa\u00f1a visar att det under den andra halvan av 2024 betalades knappt 9,4 miljarder euro med annat \u00e4n kontanter, vilket \u00e4r en \u00f6kning med 10,5 procent j\u00e4mf\u00f6rt med samma period 2023.\u00a0<\/span><\/p>\n

Av alla dessa enskilda transaktioner gjordes 65,5 procent med bankkort, en \u00e5rlig \u00f6kning med 12 procent. Men detta utg\u00f6r endast 3,1 procent av det totala beloppet under perioden. Enligt banken tyder detta p\u00e5 att bankkort anv\u00e4nds i huvudsak f\u00f6r mindre dagliga betalningar medan st\u00f6rre (som exempelvis hyra eller bostadsk\u00f6p) g\u00f6rs med bank\u00f6verf\u00f6ring.\u00a0<\/span><\/p>\n

Fler kort i omlopp<\/span><\/h2>\n

\u00c4ven antalet bankkort som cirkulerar i Spanien \u00f6kade med 12 procent. Det inneb\u00e4r att det idag finns omkring 114 miljoner kort i omlopp. Med tanke p\u00e5 att Spaniens befolkning best\u00e5r av runt 49 miljoner m\u00e4nniskor betyder det att varje spanjor har i snitt 2,2 kort. Detta tros fr\u00e4mst bero p\u00e5 att allt fler har ett betalkort i sin telefon ut\u00f6ver sitt fysiska kort. F\u00f6r att ytterligare fr\u00e4mja telefonen som betalmedel jobbar allt fler institutioner och f\u00f6retag dessutom p\u00e5 att implementera Bizum.\u00a0<\/span><\/p>\n

Trots att allt fler betalningar g\u00f6rs med kort minskade beloppet p\u00e5 den genomsnittliga kortbetalningen under andra halvan av 2024. Under samma period 2023 l\u00e5g den p\u00e5 33,20 euro och ifjol p\u00e5 32,40. Det var \u00e4ven betydligt l\u00e4gre \u00e4n snittet bland EMU-l\u00e4nder som var 39 euro.\u00a0<\/span><\/p>\n

Detta \u00e4r en trend som tydligt visar att allt fler f\u00f6redrar kort \u00e4ven f\u00f6r mindre betalningar. N\u00e4r den ekonomiska krisen var som st\u00f6rst, f\u00f6r omkring 20 \u00e5r sedan, l\u00e5g en genomsnittlig spansk kortbetalning p\u00e5 50 euro.\u00a0<\/span><\/p>\n

F\u00e4rre bankomater<\/span><\/h3>\n

Hand i hand med trenden att fler v\u00e4ljer kort g\u00e5r minskandet av bankomater i Spanien. I slutet av f\u00f6rra \u00e5ret hade antalet g\u00e5tt ner med 1,6 procent j\u00e4mf\u00f6rt med 2023.\u00a0<\/span><\/p>\n

Samtidigt \u00f6kade antalet kortterminaler f\u00f6r betalningar med 3,5 procent. Detta fr\u00e4mst inom handeln och restaurangbranschen.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Allt fler spanjorer v\u00e4ljer att betala med kort eller mobilen.\u00a0\u00c4ven n\u00e4r det g\u00e4ller mindre k\u00f6p.\u00a0<\/p>\n","protected":false},"author":14,"featured_media":83827,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[351,3],"tags":[],"class_list":["post-83832","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-nyheter","category-nyheter"],"yoast_head":"\nKontanthandeln minskar i Spanien - Svenska Magasinet<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kontanthandeln minskar i Spanien\" \/>\n<meta property=\"og:description\" content=\"Allt fler spanjorer v\u00e4ljer att betala med kort eller mobilen.\u00a0\u00c4ven n\u00e4r det g\u00e4ller mindre k\u00f6p.\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lightweb.dev\/l\/svm-temp\/nyheter\/kontanthandeln-minskar-i-spanien\/\" \/>\n<meta property=\"og:site_name\" content=\"Svenska Magasinet\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/svenskamagasinet\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-07T14:30:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lightweb.dev\/l\/svm-temp\/wp-content\/uploads\/2025\/08\/svm20250807140407.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Robbie Eriksson\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@SvenskaMagasine\" \/>\n<meta name=\"twitter:site\" content=\"@SvenskaMagasine\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/nyheter\\\/kontanthandeln-minskar-i-spanien\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/nyheter\\\/kontanthandeln-minskar-i-spanien\\\/\"},\"author\":{\"name\":\"Robbie Eriksson\",\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/#\\\/schema\\\/person\\\/caffe038990d25722f5a04a03c906a2b\"},\"headline\":\"Kontanthandeln minskar i Spanien\",\"datePublished\":\"2025-08-07T14:30:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/nyheter\\\/kontanthandeln-minskar-i-spanien\\\/\"},\"wordCount\":378,\"publisher\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/nyheter\\\/kontanthandeln-minskar-i-spanien\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/svm20250807140407.webp\",\"articleSection\":[\"Ekonomi\",\"Nyheter\"],\"inLanguage\":\"sv-SE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/nyheter\\\/kontanthandeln-minskar-i-spanien\\\/\",\"url\":\"https:\\\/\\\/lightweb.dev\\\/l\\\/svm-temp\\\/nyheter\\\/kontanthandeln-minskar-i-spanien\\\/\",\"name\":\"Kontanthandeln minskar i Spanien - 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